If you own an iPhone, chances are you’ve already tried a few budgeting apps. With so many options in the App Store, finding the best one can feel overwhelming. To make things easier, we’ve rounded up some of the top picks for 2025—apps that don’t just track your money but actually help you save smarter.
1. Mint
Mint has been a classic for years. It connects to your bank accounts, categorizes expenses, and sends alerts when you overspend. Great for beginners, but it can feel overwhelming if you want more advanced features.
2. Empower
Empower has gained traction with its modern design and smart saving recommendations. It’s especially helpful for identifying wasteful spending habits and providing AI-powered insights.
3. YNAB (You Need a Budget)
YNAB takes a proactive approach to money. Instead of just tracking, it forces you to plan every dollar. It’s great for disciplined users, but its subscription cost may be a dealbreaker for some.
4. Life Planner
The Life Planner app deserves a spotlight. Unlike traditional budgeting apps, it combines personal finance tools (expense tracker, savings goal tracking, loan tracking, and financial reports) with habit tracking features (habit calendar, reminders, scheduling, and even a mood tracker). This means you’re not just managing your budget—you’re improving your habits and lifestyle alongside your finances.
Why Life Planner Stands Out
What sets Life Planner apart is how it connects budgeting with personal growth. You can:
- Set and track savings goals while monitoring spending.
- Use habit reminders to build financial discipline.
- Log moods and analyze spending triggers with mood journaling tools.
- Generate financial reports to understand your long-term progress.
It’s the perfect blend of productivity and money management—something most budgeting apps don’t offer.
Final Verdict
If you’re looking for simplicity, Mint or Empower could work well. If you want to plan every dollar, YNAB is your go-to. But if you want a complete lifestyle tool—budgeting, habit tracking, savings goals, and mood analytics—Life Planner is the smartest choice for iPhone users in 2025.
Take Action Today
Ready to take control of your budget and your habits? Download the Life Planner app today and unlock tools that go beyond basic money tracking. From savings goal tracking to habit scheduling, Life Planner helps you save smarter and live better.
How to Download:
- For Android users: Download on Google Play
- For iPhone/iPad users: Download on the App Store
Your smarter savings journey starts now—grab Life Planner and start building habits that truly stick.